There are many mortgage options available to you in the UK and it's certain that there
will be something to meet your needs. The problem that you may find, however, is that there
are so many choices that making a decision on the right mortgage for you can be a difficult task.
You'll need to start by doing some investigations - take a look at some of the high
street borrowers, plus a selection of online options. This initial investigative work may seem
tedious but it will pay off in the long-run. You will quickly get an idea of how much money you will
be able to borrow, what sort of interest rates you'll have to pay and what the different mortgage possibilities are.
You can also try to find an independent mortgage broker to do the searching for you. Beware though, as some
brokers who claim to be independent may actually take a commission for advising you to go
with particular mortgage companies. They will also usually charge a fee. If you've got the time, then
it's often advisable to put in the "leg work" yourself.
Our guides can provide a useful starting point:
1. Fixed Rate Mortgages Explained
2. Variable Rate Mortgages Explained
3. Capped Rate Mortgages Explained
4. Self Cert Mortgages
5. How do Mortgage Terms work?
Further Mortgage Reading
Selecting the right type of mortgage for you.
The cost of buying a house
The cost of selling a house
Buy to Let
an Independent Financial Advisor